Construction Lending Department

Business

As a developer, time is money. United American Bank and its experienced Construction Lending Department are ready to assist you in completing your project in record time.

• Approvals are made in-house by loan committee members who live and work in the Bay Area.
• Bank progress inspections are made by local inspectors who have years of experience in the Bay Area.
• Disbursements from the construction loan are processed in-house by Bank employees who pride themselves in providing 3-day funding on Draw Requests.

Whether you are building a single-family residence, a residential subdivision, a condominium project, or a commercial building, United American Bank is ready to assist you.

2-Unit Condo, San Francisco

Single Family Residence, San Francisco

Single Family Residence, Cupertino

• Owner Occupied Single Family
• Speculative Development
• Single-Family
• Multi-Family
• Commercial
• Land Acquisition
• Home Improvement
• Residential Mortgages
• Home Equity Lines of Credit

Owner Occupied Residential

"The contractor, the owner, and the bank work together as a team to turn a dream into a home. We are ready to team up with you to bring your construction project to a successful completion. At United American Bank, we offer local, in-house decision making and underwriting that allows me to fit the financing to the needs of your construction projection. As part of your team, we are with you to see it through all the way."

Historic Building Under Rennovation, Glen Ellen

Commercial Building, San Jose

Mixed Use Building, Campbell

Speculative Single Family Residence in a 16-unit Subdivision, Hayward