Business Interest Checking


At United American Bank, we believe that non-profits and sole proprietorships are the backbone of our community. That’s why we’ve created a checking account that specifically helps your organization — so you can start ahead and stay ahead.

Business Interest Checking features competitive, tiered interest rates and unlimited monthly transactions. Plus, you’ll get exceptional local service and free online banking and bill pay.

  • Available exclusively to non-profit organizations and sole proprietorships
  • Helps qualifying local businesses and organizations get ahead
  • Earn competitive, tiered interest rates paid on entire balance*
    • Larger balances automatically receive higher rates
    • $2,500 to $49,999
    • $50,000 and up
    • Must maintain $2,500 minimum daily balance to earn interest
  • Avoid the $15 monthly service fee by maintaining a $2,500 minimum average balance
  • Unlimited monthly transactions**
  • Free online banking & bill pay
  • Free eStatements
  • Free telephone banking
  • Online cash management available
  • Direct deposit available
  • $100 minimum deposit to open

*Rate may be changed as often as daily; interest is compounded daily. Service Charges, Transaction and Activity Fees could reduce earnings on the account. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks).

**Other services subject to Schedule of Fees and Charges.

It’s fast and easy to apply!