Deposit Rates

Deposit Rates and APYs accurate as of November 22, 2017.

APY = Annual Percentage Yield.

Rates and rewards are variable and may change after account is opened.

Fees may reduce earnings.

Kasasa Cash®*

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Balance Minimum Required Opening Deposit Rate APY
$0 - $10,000 $100 1.98% 2.00%

$10,000+

$100 0.25% 0.25%
All balances if qualifications are not met $100 0.05% 0.05%

Qualifications

To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

That’s it! And even if you don’t meet your qualifications during the cycle, your account is still free. Plus, you’ll still earn our base interest rate. And you can get right back to earning your full rewards the very next cycle.

Kasasa Saver®*

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Balance Minimum Required Opening Deposit Rate APY
0 - $10,000

$100

0.75%

0.75%

$10,000+

$100

0.25%

0.25% 

All balances if qualifications are not met $100 0.05% 0.05%

Qualifications

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards just do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

That’s all there is to it! And even if you don’t meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you’ll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next cycle.

Personal Savings

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Balance Rate APY
All Balances 0.10% 0.10%

Personal Money Market

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Balance Rate APY
$0 to $2,499 0.00% 0.00%
$2,500 to $9,999 0.05% 0.05%
$10,000 to $24,999 0.10% 0.10%
$25,000 to $49,999 0.15% 0.15%
$50,000 to $99,999 0.20% 0.20%
$100,000 and above 0.25% 0.25%

Business Interest Checking

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Balance Rate APY
$0 to $2,499 0.00% 0.00%
$2,500 to $49,999 0.05% 0.05%
$50,000 and above 0.07% 0.07%

Business Money Market

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Balance Rate APY
$0 to $4,999 0.00% 0.00%
$5,000 to $9,999 0.05% 0.05%
$10,000 to $24,999 0.10% 0.10%
$25,000 to $49,999 0.15% 0.15%
$50,000 to $99,999 0.20% 0.20%
$100,000 and above 0.25% 0.25%
$0 to $4,999
Rate 0.00%
APY 0.00%
$5,000 to $9,999
Rate 0.05%
APY 0.05%
$10,000 to $24,999
Rate 0.10%
APY 0.10%
$25,000 to $49,999
Rate 0.15%
APY 0.15%
$50,000 to $99,999
Rate 0.20%
APY 0.20%
$100,000 and above
Rate 0.25%
APY 0.25%

Premiere Non-Profit

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Balance Rate APY
$0 to $5,999 0.00% 0.00%
$6,000 and above 0.15% 0.15%

Certificates of Deposit

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Term Balance Rate APY
7 - 29 days $0 - $999 0.00% 0.00%

7 - 29 days

$1,000 - $9,999

0.01% 0.01%
7 - 29 days $10,000 - $49,999 0.01% 0.01%
7 - 29 days $50,000 - $99,999 0.01% 0.01%
7 - 29 days $100,000+ 0.01% 0.01%
30 - 59 days $0 - $999 0.00% 0.00%

30 - 59 days

$1,000 - $9,999

0.05% 0.05%
30 - 59 days $10,000 - $49,999 0.05% 0.05%
30 - 59 days $50,000 - $99,999 0.05% 0.05%
30 - 59 days $100,000+ 0.05% 0.05%
60 - 89 days $0 - $999 0.00% 0.00%

60 - 89 days

$1,000 - $9,999

0.05% 0.05%
60 - 89 days $10,000 - $49,999 0.05% 0.05%
60 - 89 days $50,000 - $99,999 0.05% 0.05%
60 - 89 days $100,000+ 0.10% 0.10%
90 - 179 days $0 - $999 0.00% 0.00%

90 - 179 days

$1,000 - $9,999

0.10% 0.10%
90 - 179 days $10,000 - $49,999 0.10% 0.10%
90 - 179 days $50,000 - $99,999 0.10% 0.10%
90 - 179 days $100,000+ 0.15% 0.15%
180 - 364 days $0 - $999 0.00% 0.00%

180 - 364 days

$1,000 - $9,999

0.10% 0.10%
180 - 364 days $10,000 - $49,999 0.15% 0.15%
180 - 364 days $50,000 - $99,999 0.30% 0.30%
180 - 364 days $100,000+ 0.40% 0.40%
12 - 23 months $0 - $999 0.00% 0.00%

12 - 23 months

$1,000 - $9,999

0.15% 0.15%
12 - 23 months $10,000 - $49,999 0.35% 0.35%
12 - 23 months $50,000 - $99,999 0.55% 0.55%
12 - 23 months $100,000+ 0.70% 0.70%
24 - 35 months $0 - $999 0.00% 0.00%

24 - 35 months

$1,000 - $9,999

0.35% 0.35%
24 - 35 months $10,000 - $49,999 0.40% 0.40%
24 - 35 months $50,000 - $99,999 0.55% 0.55%
24 - 35 months $100,000+ 0.80% 0.80%
36 - 47 months $0 - $999 0.00% 0.00%

36 - 47 months

$1,000 - $9,999

0.45% 0.45%
36 - 47 months $10,000 - $49,999 0.50% 0.50%
36 - 47 months $50,000 - $99,999 0.70% 0.70%
36 - 47 months $100,000+ 0.90% 0.90%
48 - 60 months $0 - $999 0.00% 0.00%

48 - 60 months

$1,000 - $9,999

0.65% 0.65%
48 - 60 months $10,000 - $49,999 0.75% 0.75%
48 - 60 months $50,000 - $99,999 0.85% 0.85%
48 - 60 months $100,000+ 1.10% 1.10%

A penalty may be imposed for early withdrawal.