Free Kasasa Cash Back


Get paid to go shopping. Free Kasasa Cash Back® checking pays you 4.0% cash back (up to $10) each month.* Just use your debit card to buy things that you would normally buy!

Plus, earn refunds on your ATM fees, nationwide.* All for doing easy banking activities that save us money and save you time. Add a free Kasasa Saver® account to make saving easy and effortless.

  • Free checking that pays you back
  • 4.0% cash back on debit card purchases*
    • No category restrictions on purchases
    • Cash back earned on up to $250 in purchases monthly
    • Earn up to $10 cash back per month
  • Refunds on ATM fees, nationwide (up to $25 monthly)*
  • Link to Kasasa Saver to build savings automatically
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free Visa® Debit Card
  • Free online banking & bill pay
  • Free eStatements
  • Free mobile banking & mobile deposit
  • Free telephone banking
  • Unlimited check writing
  • $100 minimum deposit to open

Easy Qualifications to Earn Your Rewards

To earn your rewards, just do the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 12 Debit Card purchases post and settle
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

That’s all! And even if you don’t meet your qualifications during the cycle, your account is still free. Plus, you can get right back to earning cash back the very next cycle.

View our qualification period calendar.

*Qualifications Information:  Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, and purchases made with non-United American Bank issued debit cards. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle.

Reward Information:  When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 4.00% cash back on up to a total of $250.00 PIN-based or signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $25 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of statement cycle. Cash Back percentage and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information: Annual Percentage Yield. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100 minimum deposit is required to open the account. You must have 12 debit card transactions post and settle, log-on to online banking, and receive electronic statements as conditions of these accounts. Limit one account per social security number, personal accounts only. There are no recurring monthly service charges or fees to open or close this account. If you close your account before cash back or interest is credited, all accrued money will be paid. Contact a United American Bank service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa & Kasasa Cash are trademarks of BancVue, Ltd., registered in the U.S.A.

It’s fast and easy to apply!